/* =========================================
   VARIABLES & DESIGN TOKENS — ARDRA ASSOCIATES
   ========================================= */
:root {
    /* Ardra Color Palette — Navy + Gold + Prosperity Green Theme */
    --clr-navy:        #002D62;
    --clr-navy-light:  #003B7E;
    --clr-gold:        #C9A84C;
    --clr-gold-hover:  #B08D3B;
    --clr-gold-light:  #FFF8E7;
    --clr-white:       #ffffff;
    --clr-bg-main:     #F2F8F4; /* Soft Prosperity Green */
    --clr-gray-light:  #E3EDE6;
    --clr-gray:        #6B7280;
    --clr-text:        #374151;
    --clr-text-dark:   #002D62;
    --clr-peach:       #F7FFF8;
    --clr-teal:        #EAF2EB;
    --clr-teal-icon:   #002D62;

    /* Typography */
    --font-heading: 'Outfit', sans-serif;
    --font-body:    'Inter', sans-serif;

    /* Layout */
    --container-width: 1200px;
    --section-padding: 5rem 0;

    /* Transitions */
    --transition-fast:   0.2s ease-in-out;
    --transition-normal: 0.3s ease-in-out;

    /* Shadows */
    --shadow-card:   0 10px 30px rgba(0,45,98,0.08);
    --shadow-hover:  0 20px 50px rgba(0,45,98,0.15);
}

/* =========================================
   RESET & BASE
   ========================================= */
* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
    font-family: var(--font-body);
    color: var(--clr-text);
    line-height: 1.7;
    background-color: var(--clr-bg-main);
    overflow-x: hidden;
}

/* Custom Scrollbar */
::-webkit-scrollbar { width: 10px; }
::-webkit-scrollbar-track { background: var(--clr-bg-main); }
::-webkit-scrollbar-thumb { 
    background: var(--clr-navy); 
    border-radius: 10px;
    border: 2px solid var(--clr-bg-main);
}
::-webkit-scrollbar-thumb:hover { background: var(--clr-gold); }

/* Custom Selection Color */
::selection { background-color: var(--clr-gold); color: white; }
::-moz-selection { background-color: var(--clr-gold); color: white; }

h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-heading);
    color: var(--clr-text-dark);
    line-height: 1.2;
    margin-bottom: 1rem;
}

a { text-decoration: none; color: inherit; }
ul { list-style: none; }
img { max-width: 100%; height: auto; display: block; }

.container {
    width: 90%;
    max-width: var(--container-width);
    margin: 0 auto;
}
.section  { padding: var(--section-padding); }
.bg-light { background-color: var(--clr-gray-light); }
.text-gold { color: var(--clr-gold); }
.gold-text { color: var(--clr-gold); }

.flourish {
    position: relative;
    display: inline-block;
    color: var(--clr-gold);
}
.flourish::after {
    content: '';
    position: absolute;
    bottom: 0.15em; left: 0;
    width: 100%; height: 0.35em;
    background-color: var(--clr-gold);
    opacity: 0.18;
    z-index: -1;
    border-radius: 4px;
}

/* =========================================
   TYPOGRAPHY UTILITIES
   ========================================= */
.section-header { text-align: center; margin-bottom: 3.5rem; }
.section-header h2 { font-size: 2.6rem; font-weight: 700; }
.section-header p  { margin-top: 1rem; color: var(--clr-gray); font-size: 1.05rem; }

.subtitle {
    display: inline-block;
    color: var(--clr-gold);
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 2.5px;
    font-size: 0.8rem;
    margin-bottom: 0.5rem;
}

.divider {
    height: 4px; width: 55px;
    background: linear-gradient(90deg, var(--clr-gold), var(--clr-gold-hover));
    margin: 1rem auto;
    border-radius: 2px;
}
.divider.align-left { margin: 1rem 0; }
.mt-4 { margin-top: 1.5rem !important; }

/* =========================================
   BUTTONS
   ========================================= */
.btn {
    display: inline-block;
    padding: 0.85rem 2.2rem;
    font-family: var(--font-heading);
    font-weight: 600;
    border-radius: 6px;
    cursor: pointer;
    transition: var(--transition-normal);
    text-align: center;
    font-size: 1rem;
    letter-spacing: 0.3px;
}
.btn-primary {
    background: linear-gradient(135deg, var(--clr-gold), var(--clr-gold-hover));
    color: var(--clr-white);
    border: 2px solid transparent;
    box-shadow: 0 4px 15px rgba(201,168,76,0.35);
}
.btn-primary:hover {
    background: transparent;
    color: var(--clr-gold);
    border-color: var(--clr-gold);
    box-shadow: none;
}
.btn-secondary {
    background-color: transparent;
    color: var(--clr-navy);
    border: 2px solid var(--clr-navy);
}
.btn-secondary:hover {
    background-color: var(--clr-navy);
    color: var(--clr-white);
}
.btn-outline {
    background-color: transparent;
    color: var(--clr-gold);
    border: 2px solid var(--clr-gold);
}
.btn-outline:hover {
    background-color: var(--clr-gold);
    color: var(--clr-white);
}
.btn-block { display: block; width: 100%; }

/* =========================================
   UTILITY BAR & NAVIGATION
   ========================================= */
.utility-bar {
    background-color: var(--clr-navy);
    color: var(--clr-white);
    padding: 0.5rem 0;
    font-size: 0.82rem;
}
.utility-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}
.utility-social a {
    color: rgba(255,255,255,0.75);
    margin-right: 1rem;
    transition: var(--transition-fast);
}
.utility-social a:hover { color: var(--clr-gold); }
.utility-contact span { margin-left: 1.5rem; }
.utility-contact i { color: var(--clr-gold); margin-right: 0.3rem; }

.header-wrapper {
    position: sticky;
    top: 0;
    z-index: 1000;
    background-color: var(--clr-white);
    box-shadow: 0 4px 20px rgba(0,45,98,0.08);
}
.navbar { padding: 1rem 0; }
.nav-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}
.logo {
    display: flex;
    align-items: center;
    gap: 0.6rem;
    font-size: 1.45rem;
    font-weight: 800;
    color: var(--clr-navy);
    font-family: var(--font-heading);
}
.logo-icon { color: var(--clr-gold); font-size: 1.9rem; }

/* UV Image Logo */
.logo-img {
    width: 48px;
    height: 48px;
    object-fit: contain;
    border-radius: 50%;
    flex-shrink: 0;
    filter: drop-shadow(0 2px 6px rgba(201,168,76,0.3));
    transition: transform 0.3s ease;
}
.logo:hover .logo-img { transform: scale(1.08) rotate(3deg); }
.logo-img-footer {
    width: 52px;
    height: 52px;
    filter: drop-shadow(0 2px 8px rgba(201,168,76,0.5));
}

.nav-links {
    display: flex;
    align-items: center;
    gap: 2rem;
}
.nav-links a {
    color: var(--clr-navy);
    font-weight: 600;
    font-family: var(--font-heading);
    position: relative;
    transition: var(--transition-fast);
}
.nav-links a:not(.btn)::after {
    content: '';
    position: absolute;
    bottom: -5px; left: 0;
    width: 0; height: 2px;
    background-color: var(--clr-gold);
    transition: var(--transition-normal);
}
.nav-links a:not(.btn):hover::after { width: 100%; }
.nav-links a:hover { color: var(--clr-gold); }

.mobile-toggle {
    display: none;
    background: none;
    border: none;
    color: var(--clr-navy);
    font-size: 1.5rem;
    cursor: pointer;
}

/* =========================================
   HERO SECTION
   ========================================= */
.hero {
    background-color: var(--clr-gray-light);
    padding: 5rem 0;
    overflow: hidden;
    position: relative;
}
.animated-bg {
    position: absolute; top: 0; left: 0;
    width: 100%; height: 100%;
    overflow: hidden; z-index: 0;
    pointer-events: none;
}
.orb {
    position: absolute;
    border-radius: 50%;
    filter: blur(80px);
    opacity: 0.35;
    animation: float 20s infinite ease-in-out alternate;
}
.orb-1 { width: 450px; height: 450px; background-color: var(--clr-gold); top: -100px; left: -100px; animation-delay: 0s; }
.orb-2 { width: 500px; height: 500px; background-color: var(--clr-teal); bottom: -200px; right: -100px; animation-delay: -5s; }
.orb-3 { width: 300px; height: 300px; background-color: var(--clr-peach); top: 40%; left: 50%; animation-delay: -10s; }

@keyframes float {
    0%   { transform: translate(0,0) scale(1); }
    33%  { transform: translate(60px,-60px) scale(1.1); }
    66%  { transform: translate(-40px,60px) scale(0.9); }
    100% { transform: translate(0,0) scale(1); }
}

.hero-content {
    display: grid;
    grid-template-columns: 1.2fr 0.8fr;
    gap: 4rem;
    align-items: center;
}

/* Hero Badge */
.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background-color: var(--clr-navy);
    color: var(--clr-white);
    font-family: var(--font-heading);
    font-weight: 700;
    font-size: 0.78rem;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    padding: 0.5rem 1.2rem;
    border-radius: 30px;
    margin-bottom: 1.5rem;
}
.hero-badge i { color: var(--clr-gold); }

.hero-text h1 {
    font-size: 4rem;
    font-weight: 800;
    color: var(--clr-navy);
    line-height: 1.1;
    margin-bottom: 1.5rem;
}
.hero-sub {
    font-size: 1.15rem;
    color: var(--clr-text);
    margin-bottom: 2.5rem;
    line-height: 1.8;
}
.hero-buttons { display: flex; gap: 1rem; flex-wrap: wrap; }

.hero-image-wrapper {
    position: relative;
    background: linear-gradient(135deg, var(--clr-peach) 0%, var(--clr-teal) 100%);
    border-radius: 30% 70% 70% 30% / 30% 30% 70% 70%;
    padding: 2rem;
    display: flex;
    justify-content: center;
    align-items: center;
    animation: heroFloat 6s ease-in-out infinite;
}
@keyframes heroFloat {
    0%, 100% { transform: translateY(0) rotate(0deg); }
    50% { transform: translateY(-20px) rotate(2deg); }
}
.fluid-image {
    width: 100%;
    border-radius: 40% 60% 70% 30% / 40% 50% 60% 50%;
    box-shadow: 0 20px 50px rgba(0,45,98,0.15);
    object-fit: cover;
    aspect-ratio: 1/1;
}

/* =========================================
   VALUES BAR
   ========================================= */
.trust-slider {
    background-color: var(--clr-white);
    padding: 2.5rem 0;
    border-top: 1px solid #edf2f7;
    border-bottom: 1px solid #edf2f7;
}
.values-bar {
    display: flex;
    justify-content: center;
    align-items: center;
    flex-wrap: wrap;
    gap: 2.5rem;
}
.value-chip {
    display: flex;
    align-items: center;
    gap: 1rem;
}
.value-chip i {
    font-size: 2rem;
    color: var(--clr-gold);
    width: 50px;
    height: 50px;
    display: flex;
    align-items: center;
    justify-content: center;
    background-color: var(--clr-gold-light);
    border-radius: 50%;
}
.value-chip strong { display: block; color: var(--clr-navy); font-family: var(--font-heading); font-size: 1rem; }
.value-chip span   { font-size: 0.85rem; color: var(--clr-gray); }
.values-divider    { width: 1px; height: 50px; background-color: #e2e8f0; }

/* =========================================
   SERVICES SECTION
   ========================================= */
.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(270px, 1fr));
    gap: 2rem;
}
.service-card {
    background-color: var(--clr-white);
    padding: 2.5rem;
    border-radius: 14px;
    box-shadow: var(--shadow-card);
    transition: var(--transition-normal);
    border: 1px solid #EAF0FB;
    display: block;
    position: relative;
    overflow: hidden;
}
.service-card::before {
    content: '';
    position: absolute;
    top: 0; left: 0;
    width: 100%; height: 4px;
    background: linear-gradient(90deg, var(--clr-gold), var(--clr-navy));
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.4s ease;
}
.service-card:hover::before { transform: scaleX(1); }
.service-card:hover {
    transform: translateY(-12px);
    box-shadow: 0 25px 50px rgba(0,45,98,0.12), 0 0 20px rgba(201,168,76,0.1);
    border-color: var(--clr-gold);
}
.icon-wrapper {
    width: 62px; height: 62px;
    background-color: var(--clr-teal);
    color: var(--clr-teal-icon);
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 14px;
    font-size: 1.6rem;
    margin-bottom: 1.5rem;
    transition: var(--transition-normal);
}
.service-card:hover .icon-wrapper {
    background-color: var(--clr-navy);
    color: var(--clr-gold);
}
.service-card h3 { font-size: 1.4rem; margin-bottom: 0.8rem; }
.card-link {
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
    color: var(--clr-gold);
    font-family: var(--font-heading);
    font-weight: 600;
    font-size: 0.9rem;
    margin-top: 1rem;
    transition: var(--transition-fast);
}
.service-card:hover .card-link { gap: 0.7rem; }

/* =========================================
   ABOUT SECTION
   ========================================= */
.about-container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 5rem;
    align-items: center;
}
.about-image { position: relative; }
.rounded-image {
    border-radius: 16px;
    box-shadow: 0 25px 60px rgba(0,45,98,0.12);
}
.experience-badge {
    position: absolute;
    bottom: -30px; right: -30px;
    background-color: var(--clr-navy);
    color: var(--clr-white);
    padding: 2rem;
    border-radius: 50%;
    width: 150px; height: 150px;
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
    text-align: center;
    box-shadow: 0 10px 30px rgba(0,45,98,0.3);
    border: 4px solid var(--clr-gold);
}
.experience-badge .number {
    display: block;
    font-size: 2.5rem;
    font-family: var(--font-heading);
    font-weight: 700;
    color: var(--clr-gold);
    line-height: 1;
}
.about-list { margin-top: 1.5rem; }
.about-list li {
    margin-bottom: 0.6rem;
    display: flex;
    align-items: center;
    gap: 0.6rem;
    font-weight: 500;
}

/* Team Cards */
.team-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.5rem;
    margin-top: 2rem;
}
.team-card {
    background-color: var(--clr-gray-light);
    padding: 1.5rem;
    border-radius: 12px;
    text-align: center;
    border: 2px solid transparent;
    transition: var(--transition-normal);
}
.team-card:hover { border-color: var(--clr-gold); }
.team-avatar {
    width: 60px; height: 60px;
    background: linear-gradient(135deg, var(--clr-navy), var(--clr-navy-light));
    color: var(--clr-gold);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    margin: 0 auto 1rem;
}
.team-card h4 { margin-bottom: 0.3rem; font-size: 1rem; }
.team-card p  { font-size: 0.85rem; color: var(--clr-gray); margin-bottom: 0.8rem; }
.team-phone {
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
    color: var(--clr-gold);
    font-weight: 600;
    font-size: 0.9rem;
    font-family: var(--font-heading);
}
.team-phone:hover { color: var(--clr-gold-hover); }

/* Motto Quote */
.motto-quote {
    margin-top: 2rem;
    font-size: 1.3rem;
    font-weight: 700;
    font-family: var(--font-heading);
    color: var(--clr-navy);
    border-left: 4px solid var(--clr-gold);
    padding-left: 1.2rem;
    font-style: italic;
}

/* =========================================
   STATS SECTION
   ========================================= */
.stats {
    background: linear-gradient(135deg, var(--clr-navy) 0%, var(--clr-navy-light) 100%);
    color: var(--clr-white);
    padding: 4.5rem 0;
}
.stats-container {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 2rem;
    text-align: center;
}
.stat-number {
    font-size: 3.2rem;
    font-weight: 800;
    color: var(--clr-gold);
    margin-bottom: 0.5rem;
}
.stat-text {
    font-size: 1rem;
    font-weight: 500;
    letter-spacing: 1px;
    opacity: 0.9;
}

/* =========================================
   TESTIMONIALS SECTION
   ========================================= */
.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}
.testimonial-card {
    background-color: var(--clr-white);
    padding: 3rem 2.5rem;
    border-radius: 14px;
    position: relative;
    box-shadow: var(--shadow-card);
    border-bottom: 4px solid var(--clr-gold);
    transition: var(--transition-normal);
}
.testimonial-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-hover);
}
.quote-icon {
    position: absolute;
    top: 2rem; right: 2rem;
    font-size: 3rem;
    color: var(--clr-gold-light);
}
.testimonial-card p {
    font-style: italic;
    margin-bottom: 2rem;
    position: relative;
    z-index: 2;
    line-height: 1.8;
}
.client-info h4 { margin-bottom: 0.2rem; color: var(--clr-navy); }
.client-info span { font-size: 0.88rem; color: var(--clr-gray); }

/* =========================================
   CONTACT SECTION
   ========================================= */
.contact-container {
    display: grid;
    grid-template-columns: 1fr 1.2fr;
    gap: 5rem;
    align-items: start;
}
.contact-details { margin-top: 2.5rem; }
.contact-item {
    display: flex;
    align-items: flex-start;
    gap: 1.2rem;
    margin-bottom: 1.8rem;
}
.contact-item .icon {
    width: 44px; height: 44px;
    background-color: var(--clr-peach);
    color: var(--clr-gold);
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 10px;
    flex-shrink: 0;
    font-size: 1.1rem;
}
.contact-item h4 { margin-bottom: 0.2rem; color: var(--clr-navy); }
.contact-form-wrapper {
    background-color: var(--clr-white);
    padding: 3rem;
    border-radius: 16px;
    box-shadow: var(--shadow-card);
    border: 1px solid #EAF0FB;
}
.contact-form h3 { margin-bottom: 2rem; color: var(--clr-navy); }
.form-group { margin-bottom: 1.5rem; }
.form-group label {
    display: block;
    margin-bottom: 0.5rem;
    font-weight: 600;
    color: var(--clr-text-dark);
    font-size: 0.9rem;
}
.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 0.9rem 1rem;
    border: 2px solid #EAF0FB;
    border-radius: 8px;
    font-family: inherit;
    font-size: 0.95rem;
    transition: var(--transition-fast);
    background-color: var(--clr-gray-light);
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--clr-gold);
    background-color: var(--clr-white);
    box-shadow: 0 0 0 3px rgba(201,168,76,0.12);
}

/* =========================================
   FOOTER
   ========================================= */
.footer {
    background: linear-gradient(180deg, var(--clr-navy) 0%, #001A42 100%);
    color: #CBD5E1;
    padding-top: 4.5rem;
}
.footer-container {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 2fr;
    gap: 2.5rem;
    margin-bottom: 3.5rem;
}
.footer-brand p { margin: 1.2rem 0; line-height: 1.8; }
.social-links { display: flex; gap: 0.8rem; margin-top: 0.5rem; }
.social-links a {
    width: 36px; height: 36px;
    background-color: rgba(255,255,255,0.08);
    color: var(--clr-white);
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    transition: var(--transition-fast);
}
.social-links a:hover { background-color: var(--clr-gold); }
.footer h4 { color: var(--clr-white); margin-bottom: 1.5rem; }
.footer-links ul li { margin-bottom: 0.8rem; }
.footer-links ul li a:hover { color: var(--clr-gold); }
.footer-motto {
    font-size: 1.25rem;
    font-weight: 700;
    font-style: italic;
    color: var(--clr-gold);
    font-family: var(--font-heading);
}
.footer-disclaimer { font-size: 0.82rem; }
.footer-bottom {
    background-color: rgba(0,0,0,0.25);
    padding: 1.5rem 0;
    text-align: center;
    font-size: 0.88rem;
    opacity: 0.75;
}

/* =========================================
   LOANS SECTION (reuse .about styles)
   ========================================= */
.loans { }

/* =========================================
   ANIMATIONS
   ========================================= */
.fade-up {
    opacity: 0;
    transform: translateY(35px);
    transition: opacity 0.8s ease, transform 0.8s ease;
}
.fade-in {
    opacity: 0;
    transition: opacity 1s ease;
}
.fade-up.visible,
.fade-in.visible  { opacity: 1; transform: translateY(0); }

.delay-1 { transition-delay: 0.15s; }
.delay-2 { transition-delay: 0.30s; }
.delay-3 { transition-delay: 0.45s; }

/* =========================================
   RESPONSIVE DESIGN
   ========================================= */
@media (max-width: 1024px) {
    .hero-content     { grid-template-columns: 1fr; text-align: center; }
    .hero-image-wrapper { max-width: 400px; margin: 0 auto; }
    .hero-buttons      { justify-content: center; }
    .hero-badge        { justify-content: center; }
    .about-container   { grid-template-columns: 1fr; }
    .contact-container { grid-template-columns: 1fr; }
    .footer-container  { grid-template-columns: 1fr 1fr; }
    .team-grid         { grid-template-columns: 1fr 1fr; }
    .hero-text h1      { font-size: 3rem; }
}

@media (max-width: 768px) {
    .utility-bar { display: none; }
    .nav-links {
        position: fixed;
        top: 0; right: -100%;
        width: 80%; height: 100vh;
        background-color: var(--clr-white);
        flex-direction: column;
        justify-content: center;
        transition: var(--transition-normal);
        box-shadow: -5px 0 30px rgba(0,45,98,0.15);
        z-index: 2000;
    }
    .nav-links.active { right: 0; }
    .mobile-toggle { display: block; z-index: 2001; }
    .footer-container { grid-template-columns: 1fr; }
    .values-bar { flex-direction: column; align-items: flex-start; gap: 1.5rem; }
    .values-divider { width: 50px; height: 1px; }
    .team-grid { grid-template-columns: 1fr; }
    .hero-text h1 { font-size: 2.4rem; }
    .section-header h2 { font-size: 2rem; }
}

@media (max-width: 480px) {
    .hero-buttons { flex-direction: column; }
    .hero-buttons .btn { width: 100%; text-align: center; }
}
/* Telegram Branding */
.fa-telegram { color: #0088cc; }
.social-links a[aria-label="Telegram"]:hover {
    background-color: #0088cc;
    color: white;
}

/* Back to Top Button */
.back-to-top {
    position: fixed;
    bottom: 30px;
    right: 30px;
    width: 50px;
    height: 50px;
    background-color: var(--clr-navy);
    color: white;
    border: 2px solid var(--clr-gold);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    cursor: pointer;
    z-index: 998;
    opacity: 0;
    visibility: hidden;
    transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
    box-shadow: 0 10px 25px rgba(0,45,98,0.2);
}
.back-to-top.visible {
    opacity: 1;
    visibility: visible;
}
.back-to-top:hover {
    background-color: var(--clr-gold);
    transform: translateY(-5px);
    box-shadow: 0 15px 30px rgba(201,168,76,0.3);
}

/* =========================================
   CREDENTIALS, COMPLIANCE & FIDUCIARY DUTY
   ========================================= */
.credentials-section {
    background-color: var(--clr-peach);
}
.credentials-subtitle {
    font-size: 1.4rem;
    font-weight: 700;
    color: var(--clr-text-dark);
    margin-bottom: 1.5rem;
    border-bottom: 2px solid var(--clr-gray-light);
    padding-bottom: 0.5rem;
}
.credentials-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    margin-bottom: 2rem;
}
.credential-card {
    background-color: var(--clr-white);
    padding: 2.2rem;
    border-radius: 12px;
    box-shadow: var(--shadow-card);
    transition: var(--transition-normal);
    border: 1px solid var(--clr-gray-light);
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    position: relative;
    overflow: hidden;
}
.credential-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-hover);
    border-color: var(--clr-gold);
}
.credential-card .icon-wrapper {
    width: 50px;
    height: 50px;
    border-radius: 10px;
    background-color: var(--clr-teal);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.2rem;
}
.credential-card .icon-wrapper i {
    font-size: 1.5rem;
    color: var(--clr-navy);
}
.credential-card h4 {
    font-size: 1.15rem;
    margin-bottom: 0.6rem;
    font-weight: 700;
}
.credential-card p {
    font-size: 0.95rem;
    color: var(--clr-gray);
    line-height: 1.6;
}
.credential-card .arn-badge {
    background-color: var(--clr-gold-light);
    color: var(--clr-gold-hover);
    font-family: var(--font-heading);
    font-weight: 700;
    padding: 0.2rem 0.6rem;
    border-radius: 4px;
    font-size: 0.8rem;
    margin-bottom: 0.8rem;
    border: 1px solid rgba(201,168,76,0.25);
}

/* Solemn Mandate Card */
.mandate-card {
    background-color: #030F24; /* Deep Navy Dark */
    color: var(--clr-white);
    padding: 3rem;
    border-radius: 12px;
    margin-top: 4rem;
    position: relative;
    border-left: 6px solid var(--clr-gold);
    box-shadow: 0 15px 35px rgba(3,15,36,0.15);
}
.mandate-card .mandate-header {
    display: flex;
    align-items: center;
    gap: 1rem;
    margin-bottom: 1.2rem;
}
.mandate-card .mandate-header i {
    font-size: 1.8rem;
    color: var(--clr-gold);
}
.mandate-card .mandate-badge {
    text-transform: uppercase;
    letter-spacing: 2px;
    font-size: 0.75rem;
    font-weight: 700;
    color: var(--clr-gold);
    margin-bottom: 0.4rem;
    display: block;
}
.mandate-card h3 {
    color: var(--clr-white);
    font-size: 1.6rem;
    margin-bottom: 1rem;
    font-weight: 700;
}
.mandate-card p {
    color: rgba(255,255,255,0.8);
    font-size: 1.02rem;
    line-height: 1.8;
}
.mandate-card p strong {
    color: var(--clr-gold-light);
}

/* Advantage Banner */
.advantage-banner {
    background: linear-gradient(135deg, var(--clr-teal) 0%, var(--clr-white) 100%);
    border: 1px dashed var(--clr-gold);
    padding: 2.5rem;
    border-radius: 12px;
    margin-top: 4rem;
    position: relative;
    text-align: center;
}
.advantage-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
    background-color: var(--clr-gold);
    color: var(--clr-white);
    font-size: 0.8rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    padding: 0.3rem 0.8rem;
    border-radius: 20px;
    margin-bottom: 1rem;
}
.advantage-banner h4 {
    font-size: 1.3rem;
    color: var(--clr-text-dark);
    margin-bottom: 0.8rem;
}
.advantage-banner p {
    font-size: 1rem;
    color: var(--clr-text);
    max-width: 850px;
    margin: 0 auto;
    line-height: 1.7;
}

/* Team Card Email Support */
.team-email {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    color: var(--clr-gray);
    font-size: 0.85rem;
    margin-top: 0.4rem;
    transition: var(--transition-fast);
}
.team-email:hover {
    color: var(--clr-gold-hover);
}
.team-email i {
    color: var(--clr-gold);
}

/* =========================================
   WHAT WE DO / CORE CAPABILITIES (VERTICAL)
   ========================================= */
.capabilities-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-end;
    margin-bottom: 2.5rem;
    border-bottom: 2px solid var(--clr-gold);
    padding-bottom: 0.8rem;
}
.capabilities-header h2 {
    margin-bottom: 0;
    font-size: 2.2rem;
    font-weight: 700;
    text-transform: uppercase;
}
.capabilities-header .header-tag {
    color: var(--clr-gold);
    font-family: var(--font-heading);
    text-transform: uppercase;
    font-weight: 700;
    letter-spacing: 1.5px;
    font-size: 0.9rem;
}
.capabilities-list {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
    margin-bottom: 3rem;
}
.capability-card {
    background-color: var(--clr-white);
    padding: 2rem 2.5rem;
    border-radius: 12px;
    box-shadow: var(--shadow-card);
    transition: var(--transition-normal);
    border: 1px solid var(--clr-gray-light);
    display: flex;
    align-items: flex-start;
    gap: 1.8rem;
}
.capability-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-hover);
    border-color: var(--clr-gold);
}
.capability-card .card-icon-circle {
    width: 48px;
    height: 48px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    border: 2px solid var(--clr-navy);
    color: var(--clr-navy);
    flex-shrink: 0;
    font-size: 1.25rem;
    transition: var(--transition-normal);
}
.capability-card:hover .card-icon-circle {
    background-color: var(--clr-gold);
    border-color: var(--clr-gold);
    color: var(--clr-white);
}
.capability-card .card-info {
    flex-grow: 1;
}
.capability-card h3 {
    font-size: 1.25rem;
    margin-bottom: 0.5rem;
    font-weight: 700;
    color: var(--clr-text-dark);
}
.capability-card p {
    font-size: 0.98rem;
    color: var(--clr-text);
    line-height: 1.6;
    margin-bottom: 0;
}

/* =========================================
   DETAILED SERVICES GRID (HOMEPAGE)
   ========================================= */
.services-links-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.5rem;
    margin-top: 1rem;
}
@media (max-width: 1200px) {
    .services-links-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}
@media (max-width: 900px) {
    .services-links-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}
@media (max-width: 550px) {
    .services-links-grid {
        grid-template-columns: 1fr;
    }
}

.service-link-card {
    background-color: var(--clr-white);
    border-radius: 12px;
    overflow: hidden;
    box-shadow: var(--shadow-card);
    transition: var(--transition-normal);
    border: 1px solid var(--clr-gray-light);
    display: flex;
    flex-direction: column;
    text-decoration: none;
    color: inherit;
}
.service-link-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-hover);
    border-color: var(--clr-gold);
}
.service-link-card .card-image-wrapper {
    height: 140px;
    width: 100%;
    overflow: hidden;
    position: relative;
}
.service-link-card .card-image-wrapper img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: var(--transition-slow);
}
.service-link-card:hover .card-image-wrapper img {
    transform: scale(1.08);
}
.service-link-card .card-content {
    padding: 1.5rem;
    position: relative;
    padding-top: 2rem;
    flex-grow: 1;
    display: flex;
    flex-direction: column;
}
.service-link-card .card-icon {
    position: absolute;
    top: -24px;
    left: 1.5rem;
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background-color: var(--clr-navy);
    color: var(--clr-white);
    display: flex;
    align-items: center;
    justify-content: center;
    border: 3px solid var(--clr-white);
    font-size: 1.1rem;
    box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1);
    transition: var(--transition-normal);
}
.service-link-card:hover .card-icon {
    background-color: var(--clr-gold);
}
.service-link-card h3 {
    font-size: 1.1rem;
    color: var(--clr-text-dark);
    margin-bottom: 0.5rem;
    font-weight: 700;
}
.service-link-card p {
    font-size: 0.88rem;
    color: var(--clr-text);
    line-height: 1.5;
    margin-bottom: 0;
    flex-grow: 1;
}